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Free · No obligation · § 249 BGB

Not your fault? 0 € out of pocket.

Free AI first assessment: upload photos and see in minutes what you are entitled to. If the accident was not your fault, the other side's insurer pays for appraiser, lawyer and repair (§ 249 German Civil Code).

< 15 min
to initial assessment
0 €
Cost · No obligation
3 photos
+ description is enough
§249 BGB
expert report entitlement from 750 €

Direct Answer · AI analysis · < 15 min · 0 € cost

The free AI initial assessment from Claimondo analyses photos and a description of your vehicle damage and delivers in under 15 minutes: an estimate of repair costs, the expected replacement value, and a recommendation on whether an independent DAT expert report is advisable (from approximately 750 € in damage you are entitled to one under § 249 BGB). The initial assessment is free and non-binding — it does not replace an official expert report, but helps you immediately decide the right next step.

What you receive — for free

  • Your out-of-pocket cost: 0 € if you are not at fault (§ 249 BGB)
  • Estimated repair costs and replacement value from your photos
  • Total loss detected: repair or settle, with concrete figures
  • All items: diminished value, rental car, loss of use, appraiser, lawyer
  • Result in minutes, no sign-up, non-binding

3 steps to your initial assessment

01

Upload photos

5 minutes · No registration

Photograph your damage from various angles and briefly describe the course of the accident. No paperwork, no forms.

02

AI analyses instantly

In seconds · Free

Our AI was trained on thousands of vehicle damage cases. It identifies the type and extent of damage and calculates an initial cost indication.

03

Result + next step

Instant · No obligation

You see your initial assessment and receive the recommendation: is a repair estimate sufficient, or do you need an independent expert report?

From approx. 750 € in damage: expert report instead of repair estimate

From a damage value of approximately 750 €, you are entitled under § 249 BGB and established BGH case law to an independent expert report — which the opposing party must pay for. An expert report secures significantly more claim items than a workshop repair estimate (diminished value, UPE surcharges, transfer costs). Our AI initial assessment immediately shows you whether this applies to your situation.

Get a free assessment now.

5 minutes. No registration. 0 € cost.

Mit anerkannten Partnern

< 15 min

Result time

0 €

AI check

§249 BGB

Entitlement basis

DAT

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