Independent Automotive Appraisers
Find a certified car expert —
independent & at no cost.
Certified partner appraisers from the official appraiser register, available nationwide. On-site appointment within 48 hours. For non-at-fault parties: €0 out of pocket — the opposing liability insurer covers all costs under §249 BGB (subject to acknowledgement of liability).
¹ In the case of a no-fault accident under §249 BGB, subject to acknowledgement by the opposing liability insurer.
When do you need a car appraiser?
Direct Answer · §249 BGB · BGH VI ZR 119/04
What does an independent appraiser cost?
Direct Answer · BVSK-Honorartabelle
Why not use the insurer's appraiser?
Direct Answer · BGH VI ZR 65/18 · VI ZR 174/24 · NDR-Reportage 2022
Learn more
Topics around your car claim
Costs
What does a car appraiser cost? BVSK-Honorartabelle, Sicherungsabtretung, €750 minor-damage threshold.
Find out moreProcess
Step by step from accident to payout — on average 6–8 weeks.
Find out moreDiminished value
Sanden/Danner formula, rule of thumb by vehicle age, BGH guidance. Typically €500–€2,500.
Find out moreClaims Report 2026
Which claim items do insurers cut most often? BGH rulings, BVSK-Honorartabelle rates, NRW data.
Find out morePlatform Comparison
Claimondo, Neogutachter, Unfallpaten & Unfallgiganten — costs, performance and legal security in direct comparison.
Find out moreExpert or assessor?
What is the difference — and why independence and your free choice of assessor matter (BGH VI ZR 67/06).
Find out moreCar damage — what now?
The 5 most important immediate steps after an accident to secure every claim.
Find out moreAssessment service
Independent damage report plus coordination of workshop, rental car and lawyer — 0 € if the other party is at fault.
Find out moreCalculate loss of use
Daily rate by vehicle class × days without the car — calculator and full class table.
Find out moreLocally Available
Expert Appraisers in Your City
Select your city for regional information, fee ranges and the competent regional court.
Köln
Partner Network · Postcode 50–51
Düsseldorf
Partner Network · Postcode 40
Bonn
Partner Network · Postcode 53
Aachen
Partner Network · Postcode 52
Dortmund
Partner Network · Postcode 44
Essen
Partner Network · Postcode 45
Duisburg
Partner Network · Postcode 47
Bochum
Partner Network · Postcode 44
Bielefeld
Partner Network · Postcode 33
Münster
Partner Network · Postcode 48
Wuppertal
Partner Network · Postcode 42
Mönchengladbach
Partner Network · Postcode 41
Krefeld
Partner Network · Postcode 47
Oberhausen
Partner Network · Postcode 46
Leverkusen
Partner Network · Postcode 51
Paderborn
Partner Network · Postcode 33
Hagen
Partner Network · Postcode 58
Solingen
Partner Network · Postcode 42
Bergisch Gladbach
Partner Network · Postcode 51
Remscheid
Partner Network · Postcode 42
Berlin
Partner Network · Postcode 10–14
Hamburg
Partner Network · Postcode 20–22
München
Partner Network · Postcode 80–81
Frankfurt am Main
Partner Network · Postcode 60
Stuttgart
Partner Network · Postcode 70
Nürnberg
Partner Network · Postcode 90
Augsburg
Partner Network · Postcode 86
Würzburg
Partner Network · Postcode 97
Regensburg
Partner Network · Postcode 93
Ingolstadt
Partner Network · Postcode 85
Fürth
Partner Network · Postcode 90
Erlangen
Partner Network · Postcode 91
Mannheim
Partner Network · Postcode 68
Karlsruhe
Partner Network · Postcode 76
Freiburg im Breisgau
Partner Network · Postcode 79
Heidelberg
Partner Network · Postcode 69
Heilbronn
Partner Network · Postcode 74
Ulm
Partner Network · Postcode 89
Pforzheim
Partner Network · Postcode 75
Reutlingen
Partner Network · Postcode 72
Wiesbaden
Partner Network · Postcode 65
Kassel
Partner Network · Postcode 34
Darmstadt
Partner Network · Postcode 64
Offenbach am Main
Partner Network · Postcode 63
Hannover
Partner Network · Postcode 30
Braunschweig
Partner Network · Postcode 38
Oldenburg
Partner Network · Postcode 26
Osnabrück
Partner Network · Postcode 49
Wolfsburg
Partner Network · Postcode 38
Göttingen
Partner Network · Postcode 37
Bremen
Partner Network · Postcode 28
Bremerhaven
Partner Network · Postcode 27
Kiel
Partner Network · Postcode 24
Lübeck
Partner Network · Postcode 23
Mainz
Partner Network · Postcode 55
Ludwigshafen am Rhein
Partner Network · Postcode 67
Koblenz
Partner Network · Postcode 56
Trier
Partner Network · Postcode 54
Saarbrücken
Partner Network · Postcode 66
Leipzig
Partner Network · Postcode 04
Dresden
Partner Network · Postcode 01
Chemnitz
Partner Network · Postcode 09
Halle (Saale)
Partner Network · Postcode 06
Magdeburg
Partner Network · Postcode 39
Erfurt
Partner Network · Postcode 99
Jena
Partner Network · Postcode 07
Potsdam
Partner Network · Postcode 14
Cottbus
Partner Network · Postcode 03
Rostock
Partner Network · Postcode 18
Schwerin
Partner Network · Postcode 19
Neuss
Partner Network · Postcode 414
Ratingen
Partner Network · Postcode 408
Hilden
Partner Network · Postcode 407
Langenfeld
Partner Network · Postcode 407
Dormagen
Partner Network · Postcode 415
Velbert
Partner Network · Postcode 425
Schwelm
Partner Network · Postcode 583
Haan
Partner Network · Postcode 427
Siegburg
Partner Network · Postcode 537
Troisdorf
Partner Network · Postcode 538
Sankt Augustin
Partner Network · Postcode 537
Hennef
Partner Network · Postcode 537
Meckenheim
Partner Network · Postcode 533
Bornheim
Partner Network · Postcode 533
Gelsenkirchen
Partner Network · Postcode 45
Hamm
Partner Network · Postcode 59
Mülheim an der Ruhr
Partner Network · Postcode 45
Herne
Partner Network · Postcode 44
Bottrop
Partner Network · Postcode 46
Recklinghausen
Partner Network · Postcode 45
Moers
Partner Network · Postcode 47
Siegen
Partner Network · Postcode 57
Bocholt
Partner Network · Postcode 463
Erkelenz
Partner Network · Postcode 418
Heinsberg
Partner Network · Postcode 525
Gütersloh
Partner Network · Postcode 333
Düren
Partner Network · Postcode 523
Witten
Partner Network · Postcode 584
Iserlohn
Partner Network · Postcode 586
Marl
Partner Network · Postcode 457
Lünen
Partner Network · Postcode 445
Minden
Partner Network · Postcode 324
Viersen
Partner Network · Postcode 417
Rheine
Partner Network · Postcode 484
Gladbeck
Partner Network · Postcode 459
Dorsten
Partner Network · Postcode 462
Arnsberg
Partner Network · Postcode 598
Detmold
Partner Network · Postcode 327
Castrop-Rauxel
Partner Network · Postcode 445
Lüdenscheid
Partner Network · Postcode 585
Lippstadt
Partner Network · Postcode 595
Herford
Partner Network · Postcode 320
Dinslaken
Partner Network · Postcode 465
Kerpen
Partner Network · Postcode 501
Grevenbroich
Partner Network · Postcode 415
Bergheim
Partner Network · Postcode 501
Wesel
Partner Network · Postcode 464
Herten
Partner Network · Postcode 456
Euskirchen
Partner Network · Postcode 538
Unna
Partner Network · Postcode 594
Eschweiler
Partner Network · Postcode 522
Stolberg (Rheinland)
Partner Network · Postcode 522
Kleve
Partner Network · Postcode 475
Ahlen
Partner Network · Postcode 592
Soest
Partner Network · Postcode 594
Menden (Sauerland)
Partner Network · Postcode 587
Ibbenbüren
Partner Network · Postcode 494
Gummersbach
Partner Network · Postcode 516
Gronau (Westf.)
Partner Network · Postcode 485
Dülmen
Partner Network · Postcode 482
Rheda-Wiedenbrück
Partner Network · Postcode 333
Borken
Partner Network · Postcode 463
Ahaus
Partner Network · Postcode 486
Hattingen
Partner Network · Postcode 455
Königswinter
Partner Network · Postcode 536
Erftstadt
Partner Network · Postcode 503
Meerbusch
Partner Network · Postcode 406
Kaarst
Partner Network · Postcode 415
Alsdorf
Partner Network · Postcode 524
Herzogenrath
Partner Network · Postcode 521
Würselen
Partner Network · Postcode 521
Erkrath
Partner Network · Postcode 406
Monheim am Rhein
Partner Network · Postcode 407
Bergkamen
Partner Network · Postcode 591
Willich
Partner Network · Postcode 478
Pulheim
Partner Network · Postcode 502
Frechen
Partner Network · Postcode 502
Bad Salzuflen
Partner Network · Postcode 321
Bad Oeynhausen
Partner Network · Postcode 325
Löhne
Partner Network · Postcode 325
Mettmann
Partner Network · Postcode 408
Korschenbroich
Partner Network · Postcode 413
Gevelsberg
Partner Network · Postcode 582
Ennepetal
Partner Network · Postcode 582
Rösrath
Partner Network · Postcode 515
Sprockhövel
Partner Network · Postcode 455
Radevormwald
Partner Network · Postcode 424
Wülfrath
Partner Network · Postcode 424
Hürth
Partner Network · Postcode 503
Brühl
Partner Network · Postcode 503
Niederkassel
Partner Network · Postcode 538
Wesseling
Partner Network · Postcode 503
Lohmar
Partner Network · Postcode 537
Rheinbach
Partner Network · Postcode 533
Bad Honnef
Partner Network · Postcode 536
Alfter
Partner Network · Postcode 533
Wachtberg
Partner Network · Postcode 533
Swisttal
Partner Network · Postcode 539
Bünde
Partner Network · Postcode 322
Schwerte
Partner Network · Postcode 582
Kamen
Partner Network · Postcode 591
Nettetal
Partner Network · Postcode 413
Hückelhoven
Partner Network · Postcode 418
Special Cases
Expert Appraisers by Vehicle Type & Cost
Motorcycle Appraisers
Fall and frame damage, protective gear as a claim item, higher total-loss rate.
Learn MoreTruck Appraisers
Commercial loss of use instead of standard flat rate: standby costs, lost profit, superstructures.
Learn MoreElectric Vehicle Appraisers
High-voltage battery diagnostics, faster total-loss assessment, ADAS calibration.
Learn MoreWhat Does an Expert Report Cost?
BVSK-Honorartabelle, Sicherungsabtretung, €0 for a no-fault accident under §249 BGB.
Learn MoreFrequently Asked Questions
What does a vehicle expert appraiser cost after an accident?
In a no-fault accident with damages exceeding €750, you are entitled to an independent vehicle expert appraiser — the costs are borne by the at-fault party's liability insurer under §249 BGB. Fees are based on the BVSK-Honorartabelle and range from €600 to €2,400 depending on the city. You pay €0.
How does a vehicle claim settlement with Claimondo work?
In three steps: 1) Report the damage online with photos (5 min), 2) A certified expert appraiser inspects the vehicle on-site within 48 hours, 3) Our partner law firm then enforces repair costs, diminished value, rental car, loss of use and pain-and-suffering compensation directly against the opposing insurance — you stay completely out of it.
Can the insurer reduce the expert report fees?
Insurers such as HUK, LVM and AXA commission ControlExpert or K-Expert to produce automated audit reports and frequently cut UPE surcharges, transfer costs and diminished value. However, the BGH has ruled in favour of the injured party in several decisions (VI ZR 65/18, VI ZR 174/24, VI ZR 119/04). With legal representation, these reductions can typically be reversed.
What is a Sicherungsabtretung with an expert appraiser?
A Sicherungsabtretung (assignment of claims for security purposes) under §398 BGB transfers your claim against the insurer — up to the amount of the appraisal fee — directly to the expert appraiser. You sign once; the appraiser then settles directly with the at-fault party's liability insurer. You pay nothing and bear no insolvency risk.
How much diminished value can I claim after an accident?
According to the Sanden/Danner formula, diminished value (merkantile Wertminderung) typically ranges between €500 and €2,500, depending on vehicle age, mileage, and repair costs. Rule of thumb: 1st year after first registration = 25% of repair costs as diminished value, 2nd year 20%, 3rd year 15%, 4th year 10%. BGH VI ZR 357/03 rejects a rigid age limit.
Find an expert appraiser in your area now
View the map, choose a city, or call us directly — we are available nationwide.