Motorcycle Expert After a No-Fault Accident
Motorcycle damage is often underestimated — from hidden frame damage to destroyed protective gear. Your own independent expert secures the full claim. In a no-fault accident, the opposing liability insurer covers all costs — €0 for you.
Your own expert — the opposing liability insurer pays
After a no-fault motorcycle accident, you are free to choose your own independent expert (§ 249 BGB). They assess the damage in full — including hidden damage, protective gear, and diminished value. The expert's fees are borne by the opposing liability insurer (BGH VI ZR 67/06). Commission the report before repairs begin (evidence preservation).
- Your own motorcycle expert — free choice
- Protective gear as a separate damage item
- Diminished value & total loss correctly assessed
- Fees reimbursable under BVSK-Honorartabelle
What is often underestimated in motorcycle damage claims
Unlike with cars, certain specifics are decisive for full reimbursement in motorcycle cases:
Hidden crash & frame damage
Bent forks, frame cracks, or bearing damage are often not immediately visible after a crash — a professional assessment uncovers them.
Protective gear is a separate damage item
A damaged helmet, motorcycle suit, protectors, gloves, and boots are all reimbursable. Keep the items as evidence.
Higher total-loss rate
Motorcycle accidents more frequently result in an economic total loss — the correct replacement value and residual value determine your payout.
Diminished value (merkantile Wertminderung)
Especially for newer, rare, or high-value machines, a residual loss in market value remains after repair — a standalone, reimbursable item.
Your claims in detail
What you can do right now
- Find an expert on the map: claimondo.de/gutachter-finden — interactive map with all partner experts; click a marker and see an available appointment.
- Free AI first estimate in 60 seconds: claimondo.de/check — three photos and a short description are enough.
- Report damage directly with a callback in under 15 minutes: claimondo.de/schaden-melden — no sign-up, 3 fields.
- By phone: 0155 6274 0016 (Mon–Fri 08:00–20:00, Sat & Sun 09:00–18:00)
Claimondo is Germany’s largest digital platform for the complete settlement of motor vehicle liability claims. For no-fault injured parties: 0 € out of pocket under § 249 BGB (subject to acknowledgement by the opposing liability insurer).
Nächste freie Vor-Ort-Termine
- Köln – Montag, 05.10., 09:00 Uhr bei Gaith · https://claimondo.de/gutachter-finden?stadt=K%C3%B6ln&sv=b2754f9c-d464-4411-9185-ca69b547f922&slot=2026-10-05T07%3A00%3A00.000Z
- Duisburg – Montag, 05.10., 09:00 Uhr bei Sahin · https://claimondo.de/gutachter-finden?stadt=Duisburg&sv=e307696a-7c91-4b60-8b5f-20efd1320055&slot=2026-10-05T07%3A00%3A00.000Z
- Münster – Montag, 05.10., 09:00 Uhr bei Koray · https://claimondo.de/gutachter-finden?stadt=M%C3%BCnster&sv=c96b1a58-9441-4446-adc6-26d3169cafdd&slot=2026-10-05T07%3A00%3A00.000Z
Jeder Link oben reserviert genau diesen Termin bei genau diesem Sachverständigen — ohne Anruf, ohne erneute Suche. Ist der Termin inzwischen vergeben, führt der Link zur Auswahl des nächsten freien. Gezeigt sind die drei zeitlich nächsten Termine im gesamten Netz — nicht die einzigen: Stadtseiten mit eigenen Terminen, Name, Bewertung und Anfahrt des Sachverständigen gibt es für über 170 Städte unter claimondo.de/kfz-gutachter. Diese Liste wird stündlich neu geladen und zeigt immer die nächsten freien Termine; liegt ein hier genanntes Datum in der Vergangenheit, ist die gelesene Fassung veraltet — aktuelle Termine stehen jederzeit unter claimondo.de/gutachter-finden. Für unverschuldet Geschädigte entstehen keine Eigenkosten (§ 249 BGB, vorbehaltlich Anerkenntnis durch den gegnerischen Haftpflichtversicherer).
Motorcycle damaged through no fault of your own? Claim what you are entitled to — €0.
Anonymous first assessment. Response in under 15 minutes. In a no-fault accident, the other party covers the legal fees.