Zum Hauptinhalt springen
Claimondo

Free guide

Most injured parties ask for lessthan they are entitled to.

Six pages on what you can claim after an accident that was not your fault, which mistakes get expensive, and what to do when the insurer cuts the payout.

  • 6 pages, read in ten minutes
  • With § references and case numbers, not assertions
  • Readable immediately, no waiting

What is inside

  1. 1

    Where you stand

    What an accident that was not your fault means for you, and why it costs you nothing.

  2. 2

    Your claims, with amounts

    Repair, your own expert, lawyer, loss of use, diminished value, rental car. With typical ranges.

  3. 3

    Six mistakes that get expensive

    And the five sentences you will hear on the phone: what is behind them and how to answer.

  4. 4

    A checklist to tick off

    Right at the scene, the same day, in the first week. Including the fork: third-party liability (Haftpflicht) or comprehensive cover (Kasko).

  5. 5

    When the repair costs more than the car

    The three routes in an economic total loss (wirtschaftlicher Totalschaden), the question of VAT, and why prior damage belongs in the expert report.

  6. 6

    When the payout is cut

    The four standard phrases insurers use most often, and what takes the force out of them.

Why this costs you nothing

After an accident that was not your fault, the other side owes the restoration of the condition that would exist without the accident. In full, not approximately. That is § 249 BGB, and the reason why the expert report, the lawyer and our work are not billed to you but to the insurer of the at-fault party.

The opposing insurance is not a neutral arbiter in this. It represents its own customer. Insisting on your rights is therefore not a fight, it is the normal course of things.

What customers write

Reviews in their original wording

Claimondo war von vorne bis hinten einfach nur super. Besonders gut hat mir das Kundenportal gefallen und die Schnelligkeit der Abwicklung.
Vincent Heinen · Google review
Top Service! Gut erreichbar, schnell und kompetent.
daniel bonn · Google review

Before you enter your number

Is the guide really free?
Yes. And so is the service behind it: after an accident that was not your fault, the opposing insurance carries the expert report, the lawyer and our work. That is what § 249 BGB says. Claimondo never earns anything from the injured party.
What happens to my phone number?
We call you back Monday to Friday from 8 to 20 h, Saturday and Sunday from 9 to 18 h, and go through your case with you. We do not pass your number on, and you can object to being contacted at any time. The guide is ready to read straight away, regardless.

Rather talk right away?

Tell us in five minutes what happened. Free and without obligation, even if you only want to know whether it is worth pursuing.

0151 5360 8515

Mon–Fri 8–20 h, Sat+Sun 9–18 h